Tiff, I was referring to the level controls in the Windows audio control panel for your sound card and/or USB mike, not in Audacity.
For example, if you want to record using the old Windows Sound Recorder app, or some other program that lacks its own input volume control, how do you set the level? That’s the control I mean.
On my machine, the Audacity record slider and the Windows record slider are linked, so changing the one changes the other anyway.
In Audacity, is the input source (the drop-down next to the record slider) set correctly for your USB mike? Maybe try one of the other choices - Microphone, Line-In, etc.
Do you have a cheap computer microphone and a mike jack on your computer that you can plug it into? If so, and if you can get that to work, you’ll know the problem is your USB mike or the driver interface. If that’s the case, sorry I can’t help more. Like chas, I use an analog setup - mike and mixer to line-in - and the levels work fine.
You’re right … GVerb is pretty confusing.
Here’s a page with some sample settings. The “Quick Fix” setting is a good place to start. Then for a more natural whistle reverb, try setting the Damping and Tail Level sliders to about halfway, so Damping = 0.5 and Tail Level = -35 dB.
http://audacityteam.org/wiki/index.php?title=GVerb
Aw c’mon, you’re too hard on yourself, everyone goes through it. You’ll do fine once you get your hardware problem solved. Audacity does have a learning curve. But once the light bulb goes on, you’ll wonder why it seemed hard. 
Meanwhile, if you aren’t ready to give up on Audacity yet, check out some good tutorial links from our friend fancypiper:
http://chiffboard.mati.ca/viewtopic.php?p=762211#762211